Property Attributes
- MLS#787514
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodBreakwater at Ward Creek
- Zip32413
- Style
- Year Built2026
- Taxes$ 1355
- Price$ 644,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2115
- Lot Size0.14 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
New construction single-story Toll Brothers home in Breakwater at Ward Creek. Construction complete available for quick move-in. Featuring 3 spacious bedrooms, 2 full baths, and a versatile bonus room perfect for a home office, study or media space, this home backs up to serene, private woods--offering a peaceful retreat right in your backyard. Enjoy high 10' ceilings and seamless luxury vinyl plank flooring throughout home, with elegant tile in the bathrooms for added style and durability. The gourmet open kitchen is a chef's dream, complete with quartz countertops, premium cabinetry, tile backsplash, and a large island ideal for entertaining. The primary bathroom has duel vanity with quartz countertops, walk-in tile extra large shower with frameless glass door and spacious walk-in closet. Paver driveway and paver covered lanai. Located in a gated community with resort-style amenities, this home offers access to a pool, fitness center, clubhouse, tennis court, pickleball courts, playground, multi-purpose field and more--all just minutes from the gorgeous beach, Pier Park dining, shopping and fun entertainment, trails and parks, NW FL Beaches International Airport, Frank Brown Park, future FSU/TMH Medical Campus, and future Watersound West Bay Center with Publix. Experience coastal living at its finest with privacy, luxury, and convenience wrapped into one stunning property. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 4/2/2026 | Listed $649,000 |
| 7/17/2026 | 1$644,000 |
General Features
| Sewer | PublicSewer |
|---|---|
| Utilities | CableConnected,ElectricityAvailable,HighSpeedInternetAvailable,PhoneConnected,UndergroundUtilities |
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2025 |
| Community Features | Clubhouse,FitnessCenter,Playground,Park,Pool,TennisCourts,CommunityPool,Gated |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Breakwater at Ward Creek |
| Status | Pending |
| Directions | From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 6098 |
| Elementary School | West Bay |
| Tax Annual Amount | 1355 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0322 - Beach - North West |
| Standard Status | Pending |
| Property Sub Type Additional | SingleFamilyResidence |
| Association Amenities | Gated,PicnicArea |
| Year Built | 2026 |
| Association Fee Includes | Clubhouse,FitnessFacility,Playground,Pools,TennisCourts,Trash |
| Heating | Electric |
| Appliances | ElectricOven,GasCooktop,TanklessWaterHeater |
| Patio/Porch Features | Covered,Patio |
| Construction Materials | Brick,HardiplankType |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Levels | One |
| HOA Fee | 210 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Community |
| Security Features | GatedCommunity,SmokeDetectors |
| Unit Number | Lot 37 |
| New Construction | true |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | DoubleVanity,MainLevelPrimary,WalkInClosets |
| Furnished Units | None |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Plans |
| Total Stories | 1 |
Exterior Features
| Lot Features | SprinklerSystem,Paved |
|---|---|
| Lot Size Area | 0.14 |
| Lot Dimensions | 50'x120' |
| Lot Size Acres | 0.14 |
| Building Area Total | 2115 |
| Waterfront Y/N | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
In The Neighborhood
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 549,000
- Type
- Single Family
- Size
- 1,741 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 559,000
- Type
- Single Family
- Size
- 1,739 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 898,000
- Type
- Single Family
- Size
- 3,430 SqFt
- Rooms
- 5 Beds + 3 Baths
Panama City Beach
$ 800,000
- Type
- Single Family
- Size
- 2,691 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 835,000
- Type
- Single Family
- Size
- 2,839 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.