Property Attributes
- MLS#782457
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodBreakwater at Ward Creek
- Zip32413
- Style
- Year Built2026
- Price$ 959,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3243
- Lot Size0.26 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to this exceptional new construction Toll Brothers home, perfectly situated on a limited premium cul-de-sac homesite and available for quick move-in. Offering over 3,200 square feet of thoughtfully designed living space, this stunning residence features 5 spacious bedrooms, 3.5 bathrooms, and soaring ceilings that create an open, light-filled atmosphere throughout. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your screen-in covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. Situated on one of the largest homesites in the neighborhood with over 11,300 sq ft giving lots of space between the homes in back and plenty of room for personalized backyard oasis. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Claim your everyday escape and live where others vacation. Lets start your new home journey today!
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 12/7/2025 | Listed $940,000 |
| 7/16/2026 | 4$976,000 |
| 7/27/2026 | 1$965,000 |
| 8/7/2026 | 1$959,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available,Phone Connected,Underground Utilities |
| Property Subtype | Single Family Residence |
| Community Features | Clubhouse,Fitness Center,Playground,Park,Pool,Tennis Court(s),Community Pool,Gated |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Breakwater at Ward Creek |
| Status | Pending |
| Directions | From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 11326 |
| Elementary School | West Bay |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0322 - Beach - North West |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Gated,Picnic Area |
| Occupancy Type | Vacant |
| Year Built | 2026 |
| Association Fee Includes | Clubhouse,Fitness Facility,Playground,Pool(s),Tennis Courts,Trash |
| Heating | Electric |
| Appliances | Electric Oven,Gas Cooktop,Tankless Water Heater |
| Patio/Porch Features | Enclosed,Covered,Patio |
| Construction Materials | HardiPlank Type |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 5 |
| Full Baths | 3 |
| Garage Spaces | 3 |
| Architectural Style | Traditional |
| HOA Fee | 200 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Community |
| Security Features | Gated Community,Smoke Detector(s) |
| Unit Number | Lot 304 |
| New Construction | true |
| Senior Community Y/N | false |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s),Loft |
| Furnished Units | None |
| Heating Y/N | true |
| Total Bedrooms | 5 |
| LivingAreaSource | Plans |
| Half Baths | 1 |
Exterior Features
| Lot Features | Cul-De-Sac,Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.26 |
| Lot Dimensions | 60'x120' |
| Lot Size Acres | 0.26 |
| Building Area Total | 3243 |
| Waterfront Y/N | false |
| Exterior Amenities | Patio |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
In The Neighborhood
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 549,000
- Type
- Single Family
- Size
- 1,741 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 559,000
- Type
- Single Family
- Size
- 1,739 SqFt
- Rooms
- 3 Beds + 2 Baths
Panama City Beach
$ 898,000
- Type
- Single Family
- Size
- 3,430 SqFt
- Rooms
- 5 Beds + 3 Baths
Panama City Beach
$ 800,000
- Type
- Single Family
- Size
- 2,691 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 835,000
- Type
- Single Family
- Size
- 2,839 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.