Waterfront - New Construction
Address
285 Hugh Thomas Drive, Panama City, FL
Price
$ 599,000
Property Attributes
  • MLS#794762
  • TypeSingle Family
  • Listing Status Pending
  • CountyBay
  • CityPanama City
  • Area02 - Bay County - Central
  • NeighborhoodCallaway
  • Zip32404
  • Style
  • Year Built2024
  • Taxes$ 5648
  • Price$ 599,000
  • Bedrooms4
  • Full Bathrooms4
  • Half Bathrooms1
  • Sqr Footage2525
  • Lot Size0.44 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description

NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

Elementary School Middle School High School
Callaway Elementary School Rutherford Middle Middle School Rutherford High School
Price History
8/29/2026 Listed $599,000

General Features

Sewer Public Sewer
Utilities Electricity Available
Property Subtype Single Family Residence
Tax Year 2025
County Bay
Property Type Residential
HOA false
Subdivision Name Callaway
Status Pending
Directions From US-98/Emerald Coast Pkwy turn onto FL-22 E, turn right onto Hugh Thomas Dr., property will be on the right.
High School Rutherford
City Panama City
Zoning Description Resid Single Family
MLS Area 02 - Bay County - Central
Lot Size Units Acres
Lot Size Square Feet 19166
Elementary School Callaway
Tax Annual Amount 5648.08
Middle/Junior High School Rutherford Middle
MLS Area Minor 0202 - Bay - Central SE
Standard Status Pending
Property Sub Type Additional Single Family Residence
Occupancy Type Vacant
Waterfront Features Bayou
Year Built 2024
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s)
Appliances Electric Cooktop,Electric Water Heater
Patio/Porch Features Covered,Patio
Construction Materials Vinyl Siding
View Bayou,Water
Attached Garage false
Garage Y/N true
Total Rooms 6
Full Baths 4
Garage Spaces 3
Architectural Style Florida
Stories Count 1
Levels One
Security Features Smoke Detector(s)
New Construction true
Roof Shingle

Interior Features

Total Baths 5
Interior Amenities Double Vanity,Main Level Primary,Separate Shower,Walk-In Closet(s)
Furnished Units None
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 4
LivingAreaSource Appraiser
Half Baths 1
Total Stories 1

Exterior Features

Lot Features Sprinkler System,Paved
Lot Size Area 0.44
Lot Dimensions 97 x 199
Lot Size Acres 0.44
Building Area Total 2525
Waterfront Y/N true
Foundation Details Slab

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32404

Price
AVG $320K
$600K
Taxes
AVG $1,821
$5,648
Year Built
AVG 2011
2024

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