Property Attributes
- MLS#794221
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodOsprey Cove
- Zip32405
- Style
- Year Built2017
- Taxes$ 6424
- Price$ 585,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2985
- Lot Size0.2 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Craftsman elegance meets modern convenience in this stunning 2017-built home situated on a manicured lot in Osprey Cove. Featuring high ceilings, crown molding, custom board-and-batten wainscoting, and durable wood-look tile flooring, this open-concept layout is designed for effortless everyday living and entertaining. At the center of the home is a gourmet kitchen boasting quartz countertops, light gray shaker cabinetry, a mosaic tile backsplash, stainless steel appliances, and an expansive island with pendant lighting and breakfast bar seating. The kitchen opens seamlessly into a bright dining area and an airy living room, anchored by an electric fireplace with a stacked-stone surround and custom mantel. The main-level primary suite is a private retreat with a tray ceiling, recessed lighting, plantation shutters, and a spa-inspired en-suite bath featuring a double vanity, walk-in shower, and deep soaking tub. Three additional guest bedrooms and full baths reside on the main floor. Upstairs, a flexible bonus loft with its own full bathroom and closet serves as a 5th bedroom, media room, or private office. Thoughtful custom upgrades set this property apart, including a cozy under-stairs pet retreat with a TV mount, a wall-mounted smart home control center, plantation shutters, and a finished 2-car garage with epoxy flooring. Exterior features include brick veneer and HardiePlank siding, stone-accented perimeter fencing, mature landscaping, and a fully fenced privacy backyard. Key Features & Upgrades Gourmet Kitchen: Quartz countertops, mosaic backsplash, stainless appliances, light gray shaker cabinets, and an oversized island. Living & Interior Details: Wood-look tile flooring, crown molding, board-and-batten wainscoting, stacked-stone fireplace, and wall-mounted smart panel. Main-Level Primary Suite: Tray ceiling, recessed lighting, double vanity, walk-in shower, and garden tub. Bonus Spaces: Under-stairs custom pet nook, second-story media loft with full bath, and epoxy-coated garage. Exterior & Yard: Brick and stone accents, HardiePlank siding, fully fenced backyard, stone pillar fencing, and lush curb appeal.
| Elementary School | Middle School | High School |
|---|---|---|
| Hiland Park Elementary School | Mowat Middle School | Mosley High School |
| Price History | |
|---|---|
| 8/18/2026 | Listed $599,000 |
| 9/7/2026 | 2$585,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available,Underground Utilities |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Osprey Cove |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | From Baldwin Rd, head north on Harrison Ave. At the fork, stay left. Take the first right (Osprey Circle.) Home is the first one on the right. |
| High School | Mosley |
| City | Panama City |
| Zoning Description | City, Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8712 |
| Elementary School | Hiland Park |
| Tax Annual Amount | 6424.8 |
| Middle/Junior High School | Mowat |
| MLS Area Minor | 0201 - Bay - Central NE |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Year Built | 2017 |
| Association Fee Includes | Association Management,Maintenance Grounds |
| Heating | Central,Electric,ENERGY STAR Qualified Equipment,Fireplace(s) |
| Cooling | Central Air,ENERGY STAR Qualified Equipment |
| Appliances | ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker |
| Patio/Porch Features | Open,Porch |
| Construction Materials | Brick,HardiPlank Type,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 5 |
| Full Baths | 4 |
| Garage Spaces | 2 |
| Architectural Style | Craftsman |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 330 |
| Assoc Fee Paid Per | Annually |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Energy Efficient | Appliances |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Main Level Primary,Smart Home,Soaking Tub,Separate Shower,Walk-In Closet(s) |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Total Bedrooms | 5 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
| Total Stories | 2 |
| Fireplace Features | Electric |
Exterior Features
| Lot Features | Sprinkler System |
|---|---|
| Lot Size Area | 0.2 |
| Lot Dimensions | 75.0 ft x 120.0 ft |
| Lot Size Acres | 0.2 |
| Road Frontage Type | City Street |
| Building Area Total | 2985 |
| Waterfront Y/N | false |
| Exterior Amenities | Rain Gutters |
| Road Responsibility | Public Maintained Road |
| Fencing | Fenced |
| Other Equipment | Air Purifier |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.